Who we are

In 1999, Joe co-founded OM Financial Group, a firm specializing in non-qualified

executive retirement and benefit plans for non-profit institutions. OM Financial Group grew to over 180 credit unions, 

250 plans in force and over 100 million 

of life insurance premium in force 

with Mass Mutual.

In January of 2017, Commonwealth Financial Group, a MassMutual company, acquired OM Financial Group.

Joe remains in contact with credit unions and corporations to service plans that were purchased. Today, he has expanded his practice creating plans for Banks,

Hospital Systems, Corporations, as well

 as non-profit entities.

Bachelor of Arts degree from Bates College, Registered Employee Benefits Consultant, Registered Health Underwriter, Certified Family Business Specialist, American College in

Bryn Mawr, Pennsylvania.

Non-qualified benefit plans for key corporate and medical personnel that

assist management to recruit, retain, and reward key employees.

Mike has over 33 years of experience helping corporations with retaining

and rewarding key executives. A pioneer in implementing loan regime split

dollar plans in the credit union industry, Mike is an expert in designing split

dollar plans for both profit and non-profit employers. He has won numerous industry awards and has been a speaker at industry conferences.

He is a graduate of the University of Maryland and holds the Chartered Life

Underwriter (CLU) designation.

Mike and his wife Linda have a beautiful blended family with 7 children, 1

grandchild, 2 Alaskan Malamutes, 3 cats, 1 horse and are active in the Christian

Community.